A financially independent local North Carolina based community bank. As an independent bank we do not seek to please shareholders, we seek to please our customers, which is where are Right By You focus comes from. We stand by our customers, and put our customers and their needs first by only offering them products they need. We offer competitive products, with good technology that help us compete directly with big banks. We've been in business since 1909. We have survived many of the social and financial changes of the 20th century and are focused on building a strong future. Come visit our branch today!