Key Takeaways. Banks must report cash deposits of $10,000 or more. Don't think that breaking up your money into smaller deposits will allow you to skirt reporting requirements.

Removing $10,000 from your own bank account can come with complications. ... and the teller would count it out in little ...

From earning interest on your savings to growing your retirement funds, these smart money moves can help you leverage and grow your $10,000 milestone.

An example of a $10,000 CD ladder The exact amount of money you can make from a CD ladder depends on the CDs you choose, as well as the prevailing interest rates at the time.