Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry.

The first step is to examine your monthly credit card statements and list the accounts from highest to lowest interest rates. Then, plug them into our calculator and you can see estimates for how ...

Sen. Bernie Sanders of Vermont and Sen. Josh Hawley, a Republican from Missouri, introduced legislation to cap credit card ...

Sen. Bernie Sanders (I-Vt.) and Sen. Josh Hawley (R-Mo.) are expected to introduce bipartisan legislation in the Senate on ...

Fed policy decisions directly impact your wallet, including the interest rates on your credit cards. We’ll tell you how.

Calculate your average daily balance ... so you can set yourself up to pay in full going forward. Current credit card interest rates are near an all-time high, but there are ways you can ...

And despite how often the terms "APR" and "interest rate" are used interchangeably, they aren't quite the same thing. To better understand how credit card companies calculate interest charges ...

Sen. Josh Hawley (R-Mo.) and Sen. Bernie Sanders (I-Vt.) introduced bipartisan legislation to cap credit card interest rates.

Senators Bernie Sanders (I-Vt.) and Josh Hawley (R-Mo.) introduced bipartisan legislation aimed at immediately capping credit ...

How are credit card rates ... the federal funds rate, which is set by the Federal Reserve’s Federal Open Market Committee. Essentially, the federal funds rate is the interest rate that banks ...

Sanders and Hawley’s bill comes after President Donald Trump vowed in the 2024 race to temporarily cap credit card interest ...