CNBC Select breaks down how you can negotiate a lower interest rate on your credit card and other options available. How to negotiate a lower interest rate Gather your information If needed ...

Average APRs have inched down slightly, but you should focus on lowering your credit card balance as soon as you can.

But if you revolve a balance on your credit card account, a lower interest rate could save you thousands of dollars. Below is an example. As you can see above, your credit card interest rate can ...

Our experiment includes a script we wrote for consumers to read over the phone to their credit card companies in an effort to lower ... for this interest rate to drive me away from your service.

Fed policy decisions directly impact your wallet, including the interest rates on your credit cards. We’ll tell you how.

Sen. Josh Hawley (R-Mo.) and Sen. Bernie Sanders (I-Vt.) introduced bipartisan legislation to cap credit card interest rates.

The Federal Reserve’s decision on Wednesday to keep its overnight bank lending rate where it is — following a full percentage ...

Card issuers refer to your credit card's interest as your ... you can benefit from lower than average interest rates, compared to major card issuers. Credit union cards typically require you ...

Depending on what your credit profile looks like now, applying for a new card could help you secure a lower interest rate. You could also take advantage of an introductory 0% APR promotion to pay ...

Paying off credit card debt could help raise your credit score and bring down your overall debt levels, making you a more ...

Here’s how the central bank’s interest rate stance influences car loans, credit cards, mortgages, savings and student loans.