Key Takeaways Common debit card fees include monthly maintenance, overdraft, ATM, and foreign transaction fees; prepaid cards may have inactivity fees.

Using a credit card at an ATM is a lot like using a debit card — just follow the instructions to withdraw cash, acknowledge that you accept the fees and charges and collect your money.

Our simple tips show you how to protect yourself from fraudsters trying to cash in when you use ATMs or other unattended payment machines.