Factors like your debt-to-income ratio, your income and existing debt all influence the interest rate on your credit card.

If you tend to carry a balance most months, a card with a low ongoing interest rate will work to your advantage in the long run. NerdWallet's credit cards content, including ratings and ...

How to negotiate a lower interest rate Gather your information If needed, improve your credit score Compare other credit card offers Hang up and call again Apply for a balance transfer card Bottom ...

You might be able to open a new credit card to take advantage of a low-rate or 0% APR balance transfer offer. Low introductory interest rates on balance transfer credit cards don’t last forever ...

Average APRs have inched down slightly, but you should focus on lowering your credit card balance as soon as you can.

Senators Bernie Sanders and Josh Hawley introduced new legislation that would cap interest rates on credit cards at 10% to ...

Fed policy decisions directly impact your wallet, including the interest rates on your credit cards. We’ll tell you how.

Unless you're taking advantage of an intro 0% APR offer, if you carry a balance on your credit card, you're likely being hit with high interest charges. The average APR for all credit card ...

If you tend to carry a balance most months, a card with a low ongoing interest rate will work to your advantage in the long run. NerdWallet's credit cards content, including ratings and ...

Do Low-Interest Credit Cards Offer Rewards? Some low-interest credit cards do offer rewards. However, you may find that the earn rates aren’t as high and the annual dollar value isn’t as much ...

This guide reveals the best low-rate credit card deals on the market, and our unique analysis can help you distinguish between the offers. Plus we explain what you need to know about low-interest ...