For credit cardholders facing high interest rates, a balance transfer card option may help reduce a rate or, with the right account, provide a few months of reprieve from interest altogether.

You may be able to get a lower interest rate on your credit card by calling your credit card issuer. Updated Thu, May 1 2025. Andreina Rodriguez Associate Reporter, CNBC Select.

Another way you can help convince your credit card issuer to give you a lower APR is by presenting some other credit card ...

If you are unable to pay off your balance just yet, there is a way to try and trim what you owe moving forward.

Finder.com reports that BNPL can be cheaper short-term than credit cards, but credit cards offer more consumer protections ...

If you're seeing these red flags, debt forgiveness could slash your balances by hundreds or thousands of dollars.

Card issuers use your credit score to gauge their level of risk when lending to you. A good credit score —a FICO Score of 670 or more—can help you secure lower interest rates on credit cards ...

Debt management programs could save you thousands, but the actual savings depend on your debt and repayment habits.

An 850+ credit score offers more than low interest rates or loan approvals—it unlocks premium credit products, lower fees, ...

Nearly half of older people carrying a credit card balance owe $5,000 or more. According to a recent report, 52 percent of adults ages 50 to 64 have credit card debt.