Removing $10,000 from your own bank account can come with complications. ... and the teller would count it out in little ...

Key Takeaways. Banks must report cash deposits of $10,000 or more. Don't think that breaking up your money into smaller deposits will allow you to skirt reporting requirements.

An example of a $10,000 CD ladder The exact amount of money you can make from a CD ladder depends on the CDs you choose, as well as the prevailing interest rates at the time.