A new bill in Congress would cap credit card interest rates at 10%. But the limits could harm consumers, experts warn
A new bill sponsored by Sens. Sanders and Hawley would cap credit card APRs, but that could reduce access to credit and ...
Not all premium credit cards are created equal—here’s how three top contenders stack up
Premium credit cards promise elevated travel experiences, lucrative rewards, and exclusive perks—but in exchange, they charge ...
The senators want to cap interest at 10%, fulfilling a campaign promise made by President Donald Trump
Political odd couple Josh Hawley and Bernie Sanders on Wednesday announced they are jointly sponsoring a bill that would force credit card issuers to cut interest rates to 10%, which would ostensibly ...
Bernie Sanders, Josh Hawley introduce bill to cap credit card interest rates. What to know
Sen. Bernie Sanders of Vermont and Sen. Josh Hawley, a Republican from Missouri, introduced legislation to cap credit card ...
The Pros and Cons of a 0% Balance Transfer
Usually, 0% balance transfer cards offer a 0% rate for a limited period, such as 12 to 18 months. You can structure your debt ...
Why BNPL Could Skyrocket This Holiday Season: What You Need to Know
BNPL adoption is expected to surge this holiday season. Dive into the latest trends, consumer habits, and what this means for ...
When to use a personal loan to pay off credit card debt
One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, ...
What the Fed’s Rate Policy Means for Your Finances
Here’s how the central bank’s interest rate stance influences car loans, credit cards, mortgages, savings and student loans.
Lloyds, Halifax, and Bank of Scotland overdrafts warning
Customers of Lloyds, Halifax, and Bank of Scotland with overdrafts could be hit by rate hikes, with some seeing their ...
Martin Lewis issues debit or credit card warning 'you can't afford not to watch'
Mr Lewis is shedding light on the importance of balance transfers to reduce credit card debt owed to financial providers.
NerdWallet14d
12 Best 0% APR Credit Cards of February 2025
Our opinions are our own. A zero-percent or 0% APR credit card saves you money by stopping the clock on interest for a year or more. Got a big expense coming up? Put it on one of these credit ...
Investopedia15d
Saving Money vs. Borrowing for a Large Purchase
Credit cards typically feature extended product ... pay off the balance by the end of the month or the end of the zero percent interest period. If you can’t do that, avoid charging the purchase.