Credit card issuers are required to include a “minimum payment warning” in compliance with amendments to the Truth in Lending ...

If you do not pay your credit card bill fully on time, banks usually levy an interest rate on the due amount. This interest rate could be high in many cases, which is a percentage of the total due ...

A MAJOR bank with nearly two million customers is hiking credit card fees in weeks. This move comes despite a drop in ...

Sen. Bernie Sanders of Vermont and Sen. Josh Hawley, a Republican from Missouri, introduced legislation to cap credit card ...

Fed policy decisions directly impact your wallet, including the interest rates on your credit cards. We’ll tell you how.

The first step is to examine your monthly credit card statements and list the accounts from highest to lowest interest rates. Then, plug them into our calculator and you can see estimates for how ...

These changes will take effect on February 20, 2025. Changes include revision of the Annual Percentage Rate (APR), fuel fee & ...

A new bill sponsored by Sens. Sanders and Hawley would cap credit card APRs, but that could reduce access to credit and ...

Purchasing a home is a significant financial decision that often requires substantial funding. For most people, this means ...

Here’s what we saw in 2024 when it came to credit cards and debt: Interest rates began to fall, but credit card APRs are still catching up: The Federal Reserve lowered interest rates three times ...

Sanders and Hawley’s bill comes after President Donald Trump vowed in the 2024 race to temporarily cap credit card interest ...

Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry.