If you tend to carry a balance most months, a card with a low ongoing interest rate will work to your advantage in the long run. NerdWallet's credit cards content, including ratings and ...

Factors like your debt-to-income ratio, your income and existing debt all influence the interest rate on your credit card.

How to negotiate a lower interest rate Gather your information If needed, improve your credit score Compare other credit card offers Hang up and call again Apply for a balance transfer card Bottom ...

A new bill sponsored by Sens. Sanders and Hawley would cap credit card APRs, but that could reduce access to credit and ...

Are you looking for financing options for a big purchase? Find out how to use a 0% APR credit card as an interest-free loan.

Unless you're taking advantage of an intro 0% APR offer, if you carry a balance on your credit card, you're likely being hit with high interest charges. The average APR for all credit card ...

If you tend to carry a balance most months, a card with a low ongoing interest rate will work to your advantage in the long run. NerdWallet's credit cards content, including ratings and ...

Do Low-Interest Credit Cards Offer Rewards? Some low-interest credit cards do offer rewards. However, you may find that the earn rates aren’t as high and the annual dollar value isn’t as much ...

This guide reveals the best low-rate credit card deals on the market, and our unique analysis can help you distinguish between the offers. Plus we explain what you need to know about low-interest ...