For credit cardholders facing high interest rates, a balance transfer card option may help reduce a rate or, with the right account, provide a few months of reprieve from interest altogether.

If you're in credit card debt, paying down your card balance is the best way to reduce your interest. This is easier said than done, but there are several strategies you can use to pay it down.

Another way you can help convince your credit card issuer to give you a lower APR is by presenting some other credit card ...

Let’s break down the four big ways you can lower your credit card interest rates. 1. Call & Ask Your Issuer to Lower Your Interest Rate. The easiest thing is often the simplest — try calling your ...

You want to be in good credit shape before you ask for a lower credit card interest rate. Read: Best Credit Cards with High Credit Limits. What to Do If You're Denied.

You may be able to get a lower interest rate on your credit card by calling your credit card issuer. Updated Thu, May 1 2025. Andreina Rodriguez Associate Reporter, CNBC Select.

The average household with revolving credit card debt will pay $1,155 in interest charges this year. Following these tips could save you hundreds.

Look for ways to avoid or reduce credit card interest if at all possible. Among them, opting to sign up for a 0% APR credit card and only using cards for purchases you can afford to cover in cash.

With a few tweaks, you can avoid credit card interest, or at least reduce what you owe. This can potentially save you hundreds or thousands of dollars a year.

The lower your interest rate, the less you’ll pay in interest charges. How to get a card with a low interest rate. When looking for a new credit card with a reasonable ongoing interest rate ...