You may have been told that maxing out your annual contributions to a 401(k) year after year could be your ticket to a pretty sweet retirement. And there's a lot of truth in that. In 2025, the maximum ...

1. Cash basket. This basket is for short-term needs — for the unplanned expenses, which often feel like they hit at the worst times. At a minimum, it’s prudent to have three to six months of ...

We can use this basket to create a guaranteed income that will last the rest of your life.” To learn more about protecting your retirement, or taking a retirement readiness quiz, click the video ...

For individuals in their 60s, Brenner describes this period as the retirement "sweet spot," noting a key advantage: "You no longer need to be worried about early distribution penalties." ...

They'll sit down with you and provide a roadmap analyzing where you are financially, discuss where you want to be during retirement, and the steps you can take to get there. Call 800-536-8907 to ...

Finding your ‘sweet spot’ in retirement. By. Staff Reports - June 18, 2023. Facebook. Twitter. Pinterest. WhatsApp. Jalene Hahn. After over 40 years with Cummins, my husband retired on May 31.

Non-spouse heirs will still need to distribute all retirement accounts within 10 years, but there would be no tax on the distributions from a Roth versus the Traditional IRA, which would be taxed.

These asset limits are key to the retirement sweet spot. Assume we have a couple who own their home and have $400,000 in super, and $70,000 other assets such as cash, cars and contents.

For individuals in their 60s, Brenner describes this period as the retirement "sweet spot," noting a key advantage: "You no longer need to be worried about early distribution penalties." This freedom ...