Once you reach a certain age, the government imposes required minimum distributions, or RMDs, on your accounts each year. You ...

Whenever anyone thinks about a 401(k), there’s a pretty good chance it’s widely mentioned as one of the best retirement ...

Inherited IRAs pose a number of new challenges, due to the SECURE Act of 2019 and updated IRS guidelines regarding RMDs.

Question: “I’m a 63 year old retiree with no kids or heirs and $600,000 in one account. I don’t mind spending down my money, ...

I am 70 and I have $1.4 million in traditional IRAs. Is it best to do $160,000 in Roth conversions for the next 1-3 years to reduce my high RMDs in about 5-10 years? That would put me in the 24% tax ...

I realize that when I need to start taking my RMDs, I will be pulling out more than $100,000 a year, which will significantly ...

Did you know that, in most cases, you must start taking required minimum distributions (RMDs) from your retirement accounts ...

The ERISA consultants at the Retirement Learning Center (RLC) address whether it’s possible to aggregate RMDs from an annuitized IRA with RMDs from an IRA that isn’t annuitized to determine the total ...

The Government Pension Offset was more draconian. It cut spousal and survivor Social Security benefits by two-thirds of the non-covered pension, often to zero. Many married, divorced and widowed ...

Saving for retirement in an IRA or 401(k) could result in major tax savings. Not only do you get to exempt some income from ...

Legally, it's never too late to make a Roth conversion. You can do this at any time in life, in any amount, so long as you ...

The “problem” is that at least $3 million of that is in IRAs. I realize that when I need to start taking my RMDs, I will be pulling out more than $100,000 a year, which will significantly ...