Another way you can help convince your credit card issuer to give you a lower APR is by presenting some other credit card ...

Borrowing rates for consumers have remained high, despite three interest rate cuts last year. Some experts still expect cuts ...

Although the Federal Reserve hasn't moved its benchmark since December, the average card rate keeps edging higher.

What's the best consumer option for paying down credit card debt? The answer is steeped in irony and may surprise you.

Start by assessing how much you need to borrow and the timeline you'll need for repayment. In general, a line of credit is ...

Card issuers use your credit score to gauge their level of risk when lending to you. A good credit score —a FICO Score of 670 or more—can help you secure lower interest rates on credit cards ...

Current credit card interest rates. Ted Rossman . Wed, Jun 25, 2025, 12:30 PM 6 min read. The average credit card interest rate is 20.15 percent, down from a record-high 20.79 percent set on Aug ...

Rewards cards usually have high interest rates, so the only smart way to use one is as a convenience: Charge only what you ...

The Fed’s decision to hold rates steady still has far-reaching implications for almost all forms of borrowing as well as the returns on most savings accounts.

In May, the average interest rates on revolving credit cards reached 449.9 percent per year, up 5.7 percentage points from ...