Believing these common credit card myths could drag down your score. Learn the truth and build your credit the smart way.

Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are juggling multiple credit card payments Paying off credit card debt with a ...

Ready to consolidate your debt? Not so fast. Do these things first to improve your chances of getting real relief.

Typically, when using Buy Now, Pay Later loans, consumers pay for a given purchase in four installments over six weeks, in a ...

Lines of credit and credit cards are revolving credit sources that differ in several key ways. You can expect more flexible ...

A balance transfer can help you avoid interest charges temporarily while you try to pay your credit card debt, but you may need more time to pay down your balance. If you’ve reached the end of a ...

Credit scores directly affect debt consolidation rates and the cost of consolidating debt. Evaluate your credit score and ...

Freedom Debt Relief reports credit card limits aren’t keeping pace with debt, stressing residents in Kentucky, Alabama, and ...

Interest rates on store credit cards have reached a record average of 30.45%, according to Bankrate. CNBC reports that these high rates are showing up more often in bankruptcy filings, particularly ...

Federal Reserve Gov. Chris Waller on Friday become the first top central bank official to suggest the next interest-rate cut could come as early as July. Waller said in an interview on CNBC that ...

The Fed held interest rates steady, but some credit card APRs keep going up. Here's why By Jessica Dickler, CNBC • Published June 20, 2025 • Updated on June 20, 2025 at 12:29 pm ...