Factors like your debt-to-income ratio, your income and existing debt all influence the interest rate on your credit card.

Premium credit cards promise elevated travel experiences, lucrative rewards, and exclusive perks—but in exchange, they charge ...

A credit card's APR is the rate at which interest accrues on any balance you carry from one billing cycle to the next. If you ...

A bipartisan bill from Sens. Bernie Sanders and Josh Hawley aims to codify a campaign promise made by President Donald Trump ...

It is also clear that a poor credit score can significantly undermine the financial prospects of an individual and his or her ...

Political odd couple Josh Hawley and Bernie Sanders on Wednesday announced they are jointly sponsoring a bill that would force credit card issuers to cut interest rates to 10%, which would ostensibly ...

Credit card issuers are required to include a “minimum payment warning” in compliance with amendments to the Truth in Lending ...

If you frequently shop at the same store for your home needs, see how its store credit card might help you save. Wayfair, ...

Learn what a credit score is, how it's calculated, the different score ranges, and why it matters to get the best rates on ...

A good credit card isn't just a way to make purchases ... While it comes with a steep $695 annual fee (see rates and fees), the benefits can easily outweigh the cost if you take full advantage ...

Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry.

The Bank of England base rate can affect everything from your mortgage to the rates applied to credit cards - we round up ...