She told viewers, “When approved, I am told that I am gonna get a 12-month 0% APR introductory rate. Cool beans, so I sign up for the card. I get the procedure, I pay for it that way.

While a balance transfer credit card has its risks, it can help you avoid interest charges when chipping away at your debt.

Equity-rich homeowners are opting for HELOCs because these lines of credit come with variable interest rates and are tied to ...

Connexus Credit Union landed our highest score based on its competitive rates (including a low introductory rate), fast online application process and lack of appraisal requirement. Our other ...

Homeowners can access two forms of credit that other consumers do not: home equity loans and home equity lines of credit (HELOC). These lending products typically offer lower interest rates than ...

After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money ...

The max loan-to-value (LTV) is 80%, but you can only withdraw up to 75% if you want the introductory rate. There are no closing costs or fees for the application origination or appraisal.