With a personal loan, though, you also have the option to have funds deposited into your PenFed savings or checking account or transferred to you via ACH transfer, according to the lender's website.

What industry your business is in (lenders can have different restrictions around what types of businesses they give loans) Business bank statements, so lenders can understand your basic finances.

Once you finalise the lender, submit an application along with required documents such as identity proof, address proof, bank statements, loan sanction letter and existing loan statement.

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