While down markets are good for Roth conversions, market timing doesn’t have the same effect on regular retirement ...

Like the Roth IRA, Roth 401(k)s and designated Roth accounts in a 401(k) or 403(b) plan are exempt from RMDs during the account holder's lifetime, as of 2024. That said, beneficiaries are still bound ...

Retirees should be mindful about where they turn for their RMDs, especially in down markets.