A new bill sponsored by Sens. Sanders and Hawley would cap credit card APRs, but that could reduce access to credit and ...

Senators Bernie Sanders and Josh Hawley introduced new legislation that would cap interest rates on credit cards at 10% to ...

Factors like your debt-to-income ratio, your income and existing debt all influence the interest rate on your credit card.

One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, ...

Credit card issuers are required to include a “minimum payment warning” in compliance with amendments to the Truth in Lending ...

Usually, 0% balance transfer cards offer a 0% rate for a limited period, such as 12 to 18 months. You can structure your debt ...

After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money ...

Average APRs have inched down slightly, but you should focus on lowering your credit card balance as soon as you can.

Paying more than the minimum on credit card debt can help you pay down the balance more quickly and pay less toward interest. Lowering your credit card balance also decreases your credit ...

Fed policy decisions directly impact your wallet, including the interest rates on your credit cards. We’ll tell you how.

You get to borrow money from a financial institution for certain purchases with your credit card. Payments must then be made within specified timeframes, typically with interest if full coverage ...

That balance accumulates interest, which quickly adds up and makes paying off your credit card debt much more difficult. Below, CNBC Select reviews what happens if you only pay the minimum due and ...