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Money market accounts, or MMAs, are a type of savings account that combines competitive interest rates with easy access to your funds. Higher yields are sometimes associated with more risk, so you ...

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Money market accounts often offer better interest rates than traditional savings accounts, but these rates can drop significantly in low-interest rate environments.

Savings accounts can offer a safe place to keep your money until you’re ready to spend it. Having multiple savings accounts could make sense if you want to set aside money for different goals.